⚠️ 12th Sept 2023 - 'House from depths of Hell': Newmarket Resident warns of Illegal Apartments!

★ Tuesday 12th September 2023 ★ Homes Buying And Selling FREE Reports! Toronto GTA Real Estate: Daily News Brief! "Your Source for Real Estate Excellence: Reports & In-Demand Listings!" "Toronto GTA Real Estate: Daily News Brief" is your go-to source for concise and up-to-the-minute updates on the bustling real estate market in the Greater Toronto Area. Every day, we compile the latest news, market trends, and insightful analyses into a brief and easily digestible format, delivering it directly to your inbox. Whether you're a potential buyer, seller, investor, or industry professional, our daily brief keeps you informed about critical market developments, new listings, investment prospects, and expert perspectives. Stay ahead in the fast-paced world of GTA real estate with "Toronto GTA Real Estate: Daily News Brief." What kind of information and insights can I expect to find in the Toronto Homes Buying and Selling Reports? Toronto Homes Buying and Selling Reports typically provide a wealth of information and insights related to the real estate market in Toronto. These reports are valuable resources for both buyers and sellers as they offer data-driven analysis and trends specific to the Toronto housing market. Here are some of the key types of information and insights you can expect to find in these reports: Market Trends: Reports often include an overview of current market trends, such as price trends, sales volume, and the number of listings. This information helps buyers and sellers understand the overall health of the real estate market. Price Data: You can expect to find data on median and average home prices in Toronto, broken down by housing type (e.g., condos, detached homes, townhouses). This information is essential for pricing your property or understanding price ranges for your desired home type. Inventory Levels: Reports often include information on the number of active listings and months of inventory. This can indicate whether the market is favoring buyers or sellers. Days on Market: Insights into how long properties are staying on the market can help you gauge the speed of sales in various neighborhoods and property types. Neighborhood Analysis: Reports may provide detailed neighborhood-specific data, allowing you to compare different areas of Toronto in terms of pricing, sales activity, and inventory. Historical Data: Historical data can show you how the market has evolved over time, helping you identify long-term trends. Seasonal Trends: Reports often analyze how the market changes throughout the year, which can be helpful for timing your buying or selling decisions. Mortgage Rate Trends: Information on mortgage interest rates can help buyers understand the cost of financing a home purchase. Demographic Data: Some reports include demographic information about the population of Toronto and how it may be affecting the housing market. Future Projections: While not guaranteed, reports may include expert opinions or projections about where the market is heading in the near future. Tips and Advice: Reports may offer tips and advice for buyers and sellers, such as strategies for competitive bidding or preparing a property for sale. Local Regulations: Information on local real estate regulations and policies, such as land transfer taxes or rent control, may also be included. These reports are typically produced by real estate associations, agencies, or market analysts who have access to a wide range of data sources. They aim to provide a comprehensive overview of the current state of the real estate market in Toronto and help buyers and sellers make informed decisions. Keep in mind that the specific content of these reports may vary, so it's a good idea to review multiple sources and consult with local real estate professionals for the most accurate and up-to-date information. 'House from depths of hell': Newmarket resident warns of illegal apartments ODSP recipient is worried he may become homeless after finding out the basement apartment he is renting is illegal, not up to code newmarkettoday.ca READ MORE ... ‘Lost generation’ of home buyers shut out of market ‘I don't see any silver lining anywhere, to be honest. It's just a failure of governmental planning and policy’ cambridgetimes.ca READ MORE ... This renovated Toronto loft has an iconic archway - Macleans.ca “The condo started feeling like nobody else could have possibly lived here but me” macleans.ca READ MORE ... A Unique Opportunity: Laneway House for Sale in Toronto A Unique Opportunity: Laneway House for Sale in Toronto - Off Plan Property Exchange offplanpropertyexchange.com READ MORE ... Recent rate hikes continue to slow housing activity in Canada's largest cities - Mortgage Rates & Mortgage Broker News in Canada Housing markets in the country's largest markets continued to moderate in August, following the Bank of Canada's recent interest rate hikes over the summer. canadianmortgagetrends.com READ MORE ... This $3 million Toronto home is a mid-century dream From the outside, this house looks a bit sad, if we're honest.  The faded paint on the garage, the weathered wood, and the beige bricks are doing n... blogto.com READ MORE ... Bought Your Home Five Years Ago? Here’s How Much Equity You’ve Built | Zoocasa Blog If you're a homeowner in Canada, understanding how much equity you've built is important for making financial decisions. Discover how different property types increased their value from 2018 to now. zoocasa.com READ MORE ... Condo of the Week: $2.8 million for a jumbo unit in Oakville overlooking a sandy beach with a 600-metre pier The 2,500-square-foot property comes with two walk-in closets, a terrace built for hosting and amenities fit for a resort torontolife.com READ MORE ... This is what a $6.5 million designer home in Toronto looks like As of just three years ago, 106 Baby Point Rd. hadn't been on the market in 53 years.  It was an old, rundown home that was beyond saving, but the ... blogto.com READ MORE ... Charges laid after fake mortgage broker defrauds multiple victims in York Region A 50-year-old woman is facing fraud charges after allegedly pretending to be a mortgage broker in order to access money from the bank accounts of multiple victims in York Region. cp24.com READ MORE ... Calgary's Population is Growing: Will We Have Enough Homes? - Avenue Calgary As Calgary continues to grow, there is a need for balance between building enough to satisfy demand while considering the big picture of sustainability, liveability and overall quality of life. avenuecalgary.com READ MORE ... Rise in interest rates leave Calgary landlords struggling to pay mortgages and cover costs Landlords in Calgary are feeling the pinch as federal interest rates rise, with many forced to increase the rents on their tenants to mitigate operational costs and mortgage payments, while others sell off their rental properties to stave off financial losses. The Bank of Canada halted a hike in the interest rate on Sept. 6, a decision that finance minister Chrystia Freeland called a “welcome relief” for Canadians struggling with higher costs of... msn.com READ MORE ... Markham woman arrested after newcomers defrauded in investment scam Suspect posing as a mortgage broker registered second mortgages on victims’ homes and withdrew money from their bank accounts, York Regional Police say newmarkettoday.ca READ MORE ... HSBC to increase mortgage rates in Hong Kong amid rising HIBOR By Investing.com HSBC to increase mortgage rates in Hong Kong amid rising HIBOR ca.investing.com READ MORE ... Do the '90s hold clues to what's next for Canada's real estate market? Discover how the '90s may hold the key to Canada's real estate market - but you won't believe what we found. realestatemagazine.ca READ MORE ... House of the Week: $1.3 million for an Edwardian in Roncesvalles Village with industrial flourishes The 1,350-square-foot property also comes with concrete accent walls, a striking staircase, a finished basement and a courtyard out back torontolife.com READ MORE ... Canadian Home Prices To Remain Flat This Year: Report Home prices across Canada are forecast to remain flat for the remainder of this year, according to the 2023 Fall Housing Market Outlook report from RE/MAX. The real estate company says limited housing supply and high interest rates will lead to ... baystreet.ca READ MORE ... B.C. raises allowable rent increase to 3.5% for 2024 | CBC News Landlords in B.C. will be allowed to raise rents up to 3.5 per cent in 2024, which the province says balances affordability for tenants and the ability for landlords to continue to maintain rental units. cbc.ca READ MORE ... B.C. sets maximum allowable rent increase for 2024 The maximum rent increase B.C. landlords can impose on existing tenants next year has been set at 3.5 per cent, the government announced Monday. bc.ctvnews.ca READ MORE ... Map: Here are the cheapest neighbourhoods for rent in Metro Vancouver this September Your guide to cheaper rent as apartment prices continue to climb. vancouverisawesome.com READ MORE ... 11 Of The Warmest And Cheapest Places To Live In Canada (2023) Are looking to move somewhere warmer and more affordable in Canada? wealthawesome.com READ MORE ... Police charge Markham, Ont., woman in alleged serial mortgage fraud | CBC News York Regional Police say they've charged a 50-year-old woman with multiple mortgage fraud-related offences, and allege she defrauded victims who did not speak English and were new to the community.  cbc.ca READ MORE ... 'The recent (interest rate) pause ... is welcome': Housing prices, market, listings, sales, down 8 to 23 per cent in Oshawa, Whitby, Clarington, Ajax, Pickering The best news mortgage and real estate brokers could have received this week came true: no increase in the Bank of Canada overnight interest rate, meaning it held steady at durhamregion.com READ MORE ... Recent rate hikes continue to slow housing activity in Canada's largest cities - Mortgage Rates & Mortgage Broker News in Canada Housing markets in the country's largest markets continued to moderate in August, following the Bank of Canada's recent interest rate hikes over the summer. canadianmortgagetrends.com READ MORE ... Editor's Note "Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!" Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any Greater Toronto Area Listings, Buying, Selling, Investing or Homebuyer's queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®  Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer Upper | Rent-To-Own Homes | All types of Credits Low or Zero down With Bank Cash-Back | Cash For Renovations & Much More... Re/Max Hallmark Realty Ltd., Brokerage 401-685 Sheppard Ave E, Toronto ON M2K 1B6 Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com Websites:   Homebuyer Hub | ManojAtri.com | ManojAtri.ca | SearchHousesForSale.ca SearchRealEstateInToronto.ca | Rent-To-Own Homes | ManojAtri.ReMaxHallmarkRealty.ca  Social Media: Facebook Profile • OLD Fan Page: Rent to Own Homes GTA • Facebook NEW Fan Page Blog • Instagram • LinkedIn • Pinterest • Twitter • Tumblr • Youtube • Client Testimonials Subscribe To My FREE Daily Curated Hot News Articles e-Newsletter! © Copyright 2023 ManojAtri.com All rights reserved. If you no longer wish to receive these Emails, please Unsubscribe Here

🕵️‍♂️ 11th Sept 2023 - REALTOR® didn't tell B.C. Couple about Expensive Condo costs, gets Fined!

★ Monday 11th September 2023 ★ Buy With Low Or Zero Down Payment! GTA Real Estate: Daily Market Report! "Chart Your Course with Free Reports & the Hottest New Listings!" "GTA Real Estate: Daily Market Report" is your essential companion for navigating the dynamic Greater Toronto Area real estate market. Each day, we deliver a comprehensive snapshot of the latest trends, insights, and key developments to your inbox. Whether you're a prospective buyer, seller, investor, or industry professional, our meticulously curated reports cover crucial market data, new listings, investment opportunities, and expert analysis, empowering you to stay informed and make informed decisions in this ever-evolving real estate landscape. Stay one step ahead with "GTA Real Estate: Daily Market Report" and seize the opportunities that the GTA real estate market has to offer. How can I qualify for a low or zero down payment mortgage in Toronto? Qualifying for a low or zero down payment mortgage in Toronto, or anywhere else, typically involves meeting specific criteria and exploring various mortgage programs designed to assist homebuyers with limited funds for a down payment. Here are some steps to help you qualify for such a mortgage: Check Your Credit Score: A good credit score is essential for most low or zero down payment mortgage programs. Lenders want to see a history of responsible credit use. Check your credit report for any errors and work on improving your credit score if it's not where you want it to be. Save for Closing Costs: While you may be able to secure a mortgage with little or no down payment, you'll still need funds for closing costs, which can include legal fees, appraisal fees, and property taxes. Be prepared to save for these costs. Explore Government Programs: In Canada, there are government-backed programs like the First-Time Home Buyer Incentive and the Home Buyers' Plan that can help you buy a home with a lower down payment. These programs often have specific eligibility criteria. Consider Mortgage Insurance: If you can't make a 20% down payment, you may need to pay for mortgage insurance. Mortgage insurance protects the lender in case you default on the loan. Be aware that this will add to your monthly mortgage costs. Stable Employment and Income: Lenders want to see that you have a stable source of income and the ability to make regular mortgage payments. Be prepared to provide proof of employment and income through pay stubs, tax returns, and other documents. Manage Your Debt: Lenders consider your debt-to-income ratio when evaluating your mortgage application. Reducing high-interest debt and managing your existing debts responsibly can improve your chances of approval. Budget Wisely: Create a budget to determine how much you can comfortably afford for a monthly mortgage payment. Remember to factor in other housing costs like property taxes, insurance, and maintenance. Shop Around for Lenders: Different lenders may offer different low or zero down payment mortgage programs. It's a good idea to shop around and compare terms, interest rates, and eligibility requirements. Consider Down Payment Assistance Programs: Some cities and regions, including Toronto, offer down payment assistance programs to help first-time homebuyers. These programs can provide grants or loans for down payments. Seek Professional Advice: Consult with a mortgage broker or a financial advisor who specializes in real estate. They can help you navigate the various mortgage options and find the best solution for your financial situation. Remember that while low or zero down payment mortgages can make homeownership more accessible, they also come with some risks, such as higher monthly payments and the potential for negative equity if property values decline. Be sure to fully understand the terms and responsibilities associated with any mortgage program you consider. Realtor didn't tell B.C. couple about expensive condo costs, gets fined They're out $40,000. The agent was fined $30,000 but the client won't get a penny of it. infotel.ca READ MORE ... Know the market: Info session coming up for rental property sector 'The reality is that once you buy a rental property, you have just started running a small business,' says local property manager orilliamatters.com READ MORE ... Canadian Real Estate Could Fall 30%, But Ontario Affordability Won’t Return: Desjardins  - Better Dwelling The Canadian real estate correction has produced a glimmer of hope in young adults. In a worst case scenario, Desjardins sees home prices falling as much as 30% in a deep recession. It still won’t be enough to restore affordability—especially in Greater Toronto. The institution warns that housing is costing Ontario its edge, as its […] betterdwelling.com READ MORE ... Posthaste: Homeowners in these parts of Canada have built hundreds of thousands in equity in 5 years Many who bought in July 2018 have watched their property values surge ca.finance.yahoo.com READ MORE ... Sabrina Maddeaux: The plan to solve housing needs to help renters, too It will take years to solve the shortage. In the meantime, non-homeowners need policy support nationalpost.com READ MORE ... Toronto home prices fall for 2nd month in a row after brief spring frenzy: board The Greater Toronto Area housing market saw home sales and prices barely shift between July and August, but the leader of the region's housing board is expecting more volatility on the way. toronto.ctvnews.ca READ MORE ... Mixed reaction from mortgage brokers on Bank of Canada rate The Bank of Canada’s decision to hold its rate steady at 5% Wednesday got mixed reaction from mortage brokers for those with variable rates. o.canada.com READ MORE ... After two rate hikes, Bank of Canada pauses policy rates – for now. After two successive hikes over the summer, the Bank of Canada has announced that it will be pausing the overnight policy rate at 5.00% rates.ca READ MORE ... Former top banker says premiers are ’grandstanding’ on interest rate hikes | RCI David Dodge says the premiers' message is political but it's nothing new for the Bank of Canada ici.radio-canada.ca READ MORE ... Q&A: What today's interest rate decision means | Advisor's Edge Experts weigh in on the Bank of Canada's intentions advisor.ca READ MORE ... Home sales rise slightly in August as prices spike Home sales in Chatham-Kent saw a slight increase last month, local real estate officials say. chathamdailynews.ca READ MORE ... The Mixed Indicators in Toronto's Real Estate Market The Mixed Indicators in Toronto's Real Estate Market - Off Plan Property Exchange offplanpropertyexchange.com READ MORE ... Builders, realtors and government reps hold meeting on housing action Realtors association hosts inaugural meeting to address attainability during crisis guelphtoday.com READ MORE ... This $8.5 million home near Toronto has bulletproof windows and high-tech finishes It's not often that we describe a house as "bougie" but 2048 Ardleigh Rd. in Oakville is so extra that it's hard not to think of this hou... blogto.com READ MORE ... Here's what you can buy for Ottawa's average price of $709,739 in 9 neighbourhoods CTVNewsOttawa.ca looks at what you can buy for the average price of a home sold in Ottawa at $709,739 in 9 neighbourhoods. ottawa.ctvnews.ca READ MORE ... 7 in 10 Baby Boomers Make This Costly Mortgage Mistake The error could potentially cost homeowners tens of thousands of dollars. moneytalksnews.com READ MORE ... Beyond Local: Battle of Alberta: Why are Edmonton homes so much more affordable than Calgary’s? Edmonton’s real estate market hasn’t experienced any major fluctuations this year, unlike the market in Calgary stalbertgazette.com READ MORE ... Ottawa home prices increase $2,000 year-over-year as resale market stalls, OREB says The average selling price for a new home in Ottawa increased $2,000 in August compared to a year ago, as the resale market stalled amid higher interest rates and economic uncertainty this summer. ottawa.ctvnews.ca READ MORE ... Can this Calgary 'castle' help solve the housing crisis? Anyone in the market for a peppermint-coloured Calgary castle? calgary.ctvnews.ca READ MORE ... Canada plans incentives to ease housing burden - CBC Fraser is also considering removing the Goods and Services Tax (GST) on affordable housing projects and dedicating federal lands to rental housing, the report added. Fraser told CBC that the main goals were to use funds previously allotted for existing programs more swiftly and effectively, guarantee Canada could use its construction workforce, and support relatively underdeveloped industries like factory-built homes. ca.news.yahoo.com READ MORE ... What Should Landlords Look for in Credit Checks? | MySmartMove Credit checks are an essential part of the screening process. Learn the warning signs landlords should look for in a tenant credit report. mysmartmove.com READ MORE ... Opinion: Middle housing is the way to achieve housing equity Toronto’s housing is where dreams come true for millionaires thevarsity.ca READ MORE ... Posthaste: Bank of Canada's 4 'pillars' of inflation stop flashing red: analyst The "four pillars" of inflation the Bank of Canada uses to guide interest rate decisions have all fallen in line, an analyst says. Read on. thewhig.com READ MORE ... Toronto housing market cools in August amid rising borrowing costs: TRREB Home sales in the Toronto area declined on a year-over-year basis in August while the average selling price remained flat. Read more. financialpost.com READ MORE ... Home prices are set to plunge across much of Ontario this fall Experts predict home prices will decline across much of the country, including Ontario, this fall, as Canada faces sky-high interest rates coupled ... blogto.com READ MORE ... Condo of the Week: $2.8 million for a jumbo unit in Oakville overlooking a sandy beach with a 600-metre pier The 2,500-square-foot property comes with two walk-in closets, a terrace built for hosting and amenities fit for a resort torontolife.com READ MORE ... Editor's Note "Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!" Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any Greater Toronto Area Listings, Buying, Selling, Investing or Homebuyer's queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®  Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer Upper | Rent-To-Own Homes | All types of Credits Low or Zero down With Bank Cash-Back | Cash For Renovations & Much More... Re/Max Hallmark Realty Ltd., Brokerage 401-685 Sheppard Ave E, Toronto ON M2K 1B6 Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com Websites:   Homebuyer Hub | ManojAtri.com | ManojAtri.ca | SearchHousesForSale.ca SearchRealEstateInToronto.ca | Rent-To-Own Homes | ManojAtri.ReMaxHallmarkRealty.ca  Social Media: Facebook Profile • OLD Fan Page: Rent to Own Homes GTA • Facebook NEW Fan Page Blog • Instagram • LinkedIn • Pinterest • Twitter • Tumblr • Youtube • Client Testimonials Subscribe To My FREE Daily Curated Hot News Articles e-Newsletter! © Copyright 2023 ManojAtri.com All rights reserved. If you no longer wish to receive these Emails, please Unsubscribe Here