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Greater Toronto Real Estate Watch: Daily Highlights!"Transforming the way you approach home buying and selling
with our free reports and curated listings!"Welcome to "Greater Toronto Real Estate Watch: Daily Highlights!" Our daily newsletter is your trusted source for the most important highlights and updates in the Greater Toronto real estate market. We understand that staying informed is key, and our team curates the most relevant and impactful news to keep you in the loop. Whether you're a buyer, seller, investor, or industry professional, our highlights cover a wide range of topics, including market trends, new listings, sales data, and expert insights. Stay on top of the latest developments and make informed decisions with our daily dose of highlights. Subscribe now to "Greater Toronto Real Estate Watch: Daily Highlights!" and stay informed about the dynamic Greater Toronto real estate market. When it comes to obtaining a mortgage, there are differences between working with a mortgage broker and a bank: Access to Multiple Lenders: A mortgage broker works as an intermediary between you and various lenders, including banks, credit unions, and private lenders. They have access to a wide range of mortgage products from different lenders, which allows them to shop around and find the best mortgage options for your specific needs. On the other hand, when dealing directly with a bank, you are limited to the mortgage products offered by that particular bank. Comparison Shopping: Mortgage brokers can provide you with multiple mortgage options from different lenders, allowing you to compare interest rates, terms, and conditions. They can help you navigate through the various options and find the most suitable mortgage for your financial situation. Banks, on the other hand, can only offer you their own mortgage products, limiting your ability to compare and choose from a broader market. Personalized Service: Mortgage brokers typically offer personalized service and can guide you through the mortgage process, answering your questions and addressing your concerns. They can analyze your financial situation, provide advice, and help you understand the terms and conditions of different mortgage options. Banks also provide customer service, but their representatives may not have the same level of flexibility and variety of mortgage products as brokers. Negotiating Power: Mortgage brokers often have established relationships with lenders and can use their expertise to negotiate on your behalf. They can advocate for you and potentially secure better interest rates or more favorable terms based on their knowledge of the market and their relationships with lenders. While banks have their own negotiation process, working with a mortgage broker may provide additional leverage in securing favorable terms. Time and Convenience: Mortgage brokers can save you time and effort by handling much of the paperwork and communication involved in the mortgage process. They can help streamline the application and approval process and ensure that all necessary documents are submitted accurately and on time. When dealing with a bank, you may need to manage the mortgage application and documentation process on your own.
It's important to note that both mortgage brokers and banks have their advantages, and the right choice depends on your specific situation and preferences. Consider your personal financial goals, the complexity of your mortgage needs, and the level of service and support you desire when deciding whether to work with a mortgage broker or a bank. Consulting with both professionals can help you make an informed decision and choose the option that best suits your needs.
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Ricochet and Pivot are investigating Airbnb and short-term rentals.We recently launched a groundbreaking project that will tell the story of how short-term rentals have impacted Canada’s housing market. We’re hiring reporters across Canada to investigate this summer, but we need your help to make this critical public-interest journalism happen. Please click here to make a donation today, and help us do more of this journalism.
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When Philippe Gauvin completed his military service in 2019, he wanted to find a career that similarly valued discipline, a strong work ethic, and that provided the opportunity to help people.
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Renting suitable accommodation is the foremost and important first step for international students coming to study in Canada.
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A significant fire incident plagued the City of Oakville, which is part of the Greater Toronto Area, raising concerns about
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The Ontario Fire Marshal’s office has been called in to investigate a massive fire that destroyed 10 homes under construction in a new Oakville subdivision just before noon on Wednesday (June 21). The blaze engulfed a block of homes at a Mattamy Homes construction site in the area of Dundas St. E. and William Cutmore […]
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Discover a hassle-free way to invest in real estate without being a landlord. Start investing and build your wealth today!
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While having a cottage in the Muskokas is great, not having to sit in bumper-to-bumper traffic to get there is even better.
So without further ado...
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If you're a first-time homebuyer but aren't sure you have enough money to afford a down payment on your dream house, you're not alone.
According ...
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In 14 of Canada's 50 most populous cities, renters earn more than the income needed to buy a starter home, finds a new study. Read on.
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A husband and wife are sharing their unhappy story about the home they use as an income property in North Bay.
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Whether you're renting an apartment, condo, or house in Ontario, having professional tenant insurance is crucial to safeguarding your belongings and providing p
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Tenants in Thorncliffe Park, an apartment complex in Toronto who have been protesting above-guideline rent increases (AGIs) implemented by their
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Roughly a third of Canadian first-time homebuyers have needed help from a family member to finance their entry into the housing market, new polling suggests.
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Renters need to earn at least $95,455 in order to afford a starter home in Hamilton. Hamilton’s renter household income is $59,726, $35,729 less (or 37 per cent less) than the minimum income required to cover the mortgage for a starter or entry-level home, according to data by Point2, an international real estate search portal. […]
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63% of Canadians Worried They Will Miss The Boat on Housing
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Urban sprawl seems like an answer to the high price of Canadian real estate, the population influx is costly to the suburbs and small towns.
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Data from Point2Homes reveals that renters in 36 of Canada's 50 largest cities earn 60 per cent less than the minimum required income needed to buy a starter home.
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Apart from Halifax, NS, affordability is the most important factor for Atlantic Canada home buyers when choosing a neighbourhood.
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Indicators reveal gaps in rental pricing and the share of affordable housing in various major cities
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According to Canadian Rental Housing Index data, Indigenous renters pay a higher portion of their income on rent than others in Alberta.
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Canadian real estate prices are rising, and that’s bad news if you’re looking for cheap credit. Statistics Canada (Stat Can) reported new home prices made the first increase in nearly a year. In a research note to investors, BMO warned the increase is just one of many housing data points that shows shelter is back […]
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More than a third of homebuyers in the GTA were given a lump sum payment from parents or relatives to purchase their first property and nearly 75 per cent of first-time homebuyers in the GTA worried that their down payment would not be enough, according to a new survey by Royal LePage.
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Among those who have bought their first home in recent years, 35% got help with the down payment and a quarter get help with monthly payments
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Editor's Note"Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!"
Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any Greater Toronto Area Listings, Buying, Selling, or Investing queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®
Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer Upper | Rent-To-Own Homes | All types of Credits
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Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com
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