|
|
Daily GTA Real Estate Roar!"Your Gateway to Real Estate Success: Reports & the Latest Listings!""Daily GTA Real Estate Roar" is your daily roar into the heart of the Greater Toronto Area real estate market. Each day, we bring you a powerful compilation of the most impactful trends, market insights, and critical updates delivered directly to your inbox. Whether you're a potential buyer, seller, investor, or a real estate enthusiast, our "Daily Roar" covers a wide range of topics, from dominating market dynamics to seizing investment opportunities and expert analysis. Stay engaged and make well-informed decisions with "Daily GTA Real Estate Roar" as your trusted resource for navigating the dynamic GTA real estate landscape. Yes, a mortgage broker can be particularly helpful if you have a low credit score or unique financial circumstances. Mortgage brokers are financial professionals who act as intermediaries between borrowers and lenders, helping individuals secure mortgage loans. Here's how a mortgage broker can assist you in such situations: Access to a Wide Network of Lenders: Mortgage brokers often work with a network of lenders, including traditional banks, credit unions, and alternative lenders. This diverse network increases the chances of finding a lender who is willing to work with borrowers with low credit scores or unique financial situations. Understanding of Lender Requirements: Mortgage brokers are familiar with the specific requirements of various lenders. They can help you navigate through the lending landscape and identify lenders that are more flexible in their criteria. Customized Solutions: Mortgage brokers can tailor their approach to your unique financial circumstances. They can explore different mortgage products, such as government-backed loans or specialized programs, that might be suitable for your situation. Credit Improvement Strategies: If your credit score is a concern, a mortgage broker can offer advice on strategies to improve your credit before applying for a mortgage. This may include guidance on paying down debt, addressing inaccuracies in your credit report, or taking other actions to boost your creditworthiness. Negotiation Skills: Mortgage brokers are skilled negotiators. They can negotiate with lenders on your behalf to secure favorable terms, even if your credit score is not ideal. This may involve negotiating lower interest rates, more flexible repayment terms, or finding a lender willing to overlook certain financial challenges. Streamlining the Application Process: Mortgage brokers can streamline the mortgage application process by handling paperwork, communications with lenders, and ensuring that your application is presented in the best possible light. This can be especially valuable when dealing with unique financial situations.
It's important to note that while mortgage brokers can be very helpful, they may charge fees for their services. These fees can vary, so it's essential to discuss compensation arrangements upfront. Additionally, it's crucial to work with a reputable and experienced mortgage broker who understands the local market and has a track record of helping clients in similar situations.
|
|
|
|
Sure, there are still some places in Ontario where you can purchase a home for fairly cheap compared to the GTA, but one town takes the cake for th...
|
|
|
|
Brampton was named in the top 10 most affordable places to buy a home, and one place went for $1.8 million under the asking price in 2023.
|
|
|
|
Canada’s problems with a little-known risky mortgage product are more significant than expected. OSFI, the country’s bank regulator, has targeted combined loan plans (CLPs) for the past few years. CLPs enable interest-only payments, allowing borrowers to carry mortgage debt perpetually. The regulator called these a “systemic risk” that inflates home prices, so it’s clearly a […]
|
|
|
|
North American interest rate hikes are now largely out of the picture, and rate cuts are the new story. That was the take from BMO after the Bank of Canada (BoC) announced a hold on the 6th, with the US Federal Reserve expected to do the same on the 13th. Now the question on everyone’s […]
|
|
|
|
From haunted houses to awful neighbors, we wanna know the secrets you've been keeping.
|
|
|
|
An eight-foot-wide home recently listed in Toronto for nearly $1 million has the internet divided on whether or not the quirky space justifies its ...
|
|
|
|
Canadians briefly thought the country’s central bank was owning up to, and correcting its mistakes. That pipedream had a bucket of cold water poured on it Thursday, as Bank of Canada (BoC) deputy governor Gravelle’s speech referred to a “long standing housing supply issue.” Adopting a popular but false political narrative didn’t sit right with […]
|
|
|
|
TORONTO — Canada’s banking regulator says it has left the stress test rate for uninsured mortgages unchanged. The Office of the Superintendent of Financial Institutions says the minimum qualifying rate for uninsured residential mortgages will remain the greater of 5.25 per cent, or the mortgage contract rate plus two per cent. Uninsured mortgages are generally […]
|
|
|
|
(Bloomberg) -- Canada’s banking regulator maintained the qualifying test it imposes on mortgage borrowers, keeping pressure on the nation’s prospective home buyers.Most Read from BloombergJPMorgan Is in a Fight Over Its Client’s Lost $50 Million FortuneGoldman Trader Paid $100 Million Since 2020 Is Stepping DownArgentina’s Milei Devalues Peso by 54% in First Batch of Shock MeasuresNetflix Posts Viewer Data on Every Show, Film for First TimeRaimondo Vows ‘Strongest Possible’ Action on Huawei’s Ch
|
|
|
|
If you only have $400,000 to spend on a house, that money won’t get you very far in Halton–especially in Oakville. According to a recent report by Point2Homes, $400,000–which is about half the price of the average home in Ontario (as of October, that number sits at $855,990)–won’t buy residents much in the GTA. The […]
|
|
|
|
While housing in Oakville and Burlington (and the Halton Region overall) is expensive (according to data recently released by the Toronto Regional Real Estate Board, the average home price in the region sits at $1,208,950), some neighbourhoods are seeing buyers bidding $100,000 or more under the median price. According to real estate company Wahi, three […]
|
|
|
|
For the first time since the pandemic peak, rental asking prices are starting to slow down, both nationally and in Oakville and Burlington. Asking rents for all residential property types in Canada averaged $2,174 in November, a slight decrease of 0.2 per cent since October, according to Rentals.ca and Urbanation’s latest National Rent Report. The […]
|
|
|
|
B.C.'s Housing Minister, Ravi Kahlon, told Global News Monday that this couple's landlord should "give himself a head shake" but he is in a legal position to do this.
|
|
|
|
The stress test for both insured and uninsured mortgages in Canada remains unchanged, the country's banking regulator and finance minister confirmed.
|
|
|
|
A developer is watching whether purpose-built apartments for roommate living on the Ottawa River will prove popular before deciding whether to repeat the experiment.
|
|
|
|
Rent prices moderated slightly in November, but remain 8% higher compared to a year ago and over 20% from two years ago.
|
|
|
|
Renters today may be completely locked out of the market, but many big-city buyers who bought last year now owe more than their home is worth
|
|
|
|
The BC Real Estate Association says that despite softening sales in the province, home prices have been "remarkably resilient" in 2023.
|
|
|
|
Vancouver property management company Plan A Real Estate Services acted in bad faith when it tried to evict a tenant to make space for a live-in building caretaker, B.C.’s Residential Tenancy Branch has found.
|
|
|
|
Home sales in Saskatchewan have increased for a fifth consecutive month, leading to more inventory issues among the market’s most affordable listings.
|
|
|
|
This 2,300-square-foot property comes with beamed ceilings and a bathroom made of marble as well as a stone grill and a cabana in the backyard
|
|
|
|
An ambitious proposal has resurfaced with a new, taller design more than three years since first tabled with Toronto city planners.
The updated pro...
|
|
|
|
Applicant chose to assist her brother and respondent, agreeing to be a bare trustee rather than a joint owner with rights, powers and obligations
|
|
|
|
For the last year-and-a-half, I’ve worked my day job from 7:30 a.m. to 3:30 p.m., then headed to the restaurant to start my night shift. I work 75 hours a week and we’re still scrambling to keep up with our payments.
|
|
|
|
|
Editor's Note"Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!"
Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any Greater Toronto Area Listings, Buying, Selling, Investing or Homebuyer's queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®
Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer Upper | Rent-To-Own Homes | All types of Credits
Low or Zero down With Bank Cash-Back | Cash For Renovations & Much More...
Re/Max Hallmark Realty Ltd., Brokerage
401-685 Sheppard Ave E, Toronto ON M2K 1B6
Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com
Websites:
Homebuyer Hub | ManojAtri.com | ManojAtri.ca
SearchRealEstateInToronto.ca | Rent-To-Own Homes | ManojAtri.ReMaxHallmarkRealty.ca
Social Media: Facebook Profile • Blog • Pinterest • Tumblr © Copyright 2023 ManojAtri.com All rights reserved.
If you no longer wish to receive these Emails, please Unsubscribe Here
|
|
|
|
