🛠️ 10th Oct 2024 - Canadian Taxpayers To Back Turning “Basements or Garages” Into Rentals!

💥 Thursday 10th October 2024 💥 Divorce And Real Estate - FREE Report! GTA Real Estate Today: Hot Market Watch! "Navigate Home Success: Free Reports & Coveted Listings!" "GTA Real Estate Today: Hot Market Watch" is your daily guide to the most important updates and trends in the Greater Toronto Area's real estate market. Every day, we bring you the latest market movements, expert insights, and must-see property listings, ensuring you stay informed and ready to act. Whether you're a buyer, seller, investor, or real estate enthusiast, our Hot Market Watch keeps you up to speed with the hottest opportunities and trends shaping the GTA. Stay ahead with "GTA Real Estate Today: Hot Market Watch." How Can Divorcing Couples Navigate Complexities Such as Joint Mortgages and Shared Property Ownership in Real Estate Settlements? Navigating the complexities of joint mortgages and shared property ownership during a divorce can be challenging for couples. It’s essential to approach these issues thoughtfully and strategically to ensure fair settlements and minimize conflicts. Here are key strategies for divorcing couples to manage these complexities: 1. Understand the Financial Implications Evaluate Joint Assets: Start by conducting a thorough assessment of all joint assets, including real estate, joint mortgages, and other financial holdings. Understanding the value of these assets is crucial for equitable distribution. Assess Liabilities: In addition to assets, evaluate any liabilities associated with the property, such as outstanding mortgage balances, liens, or other debts. 2. Communicate Openly Honest Discussions: Open communication between both parties about expectations, needs, and concerns can reduce misunderstandings. Discuss how each party views the property and mortgage responsibilities. Collaborative Approach: Strive for a collaborative approach to problem-solving rather than adversarial tactics, which can exacerbate tensions and lead to protracted negotiations. 3. Consult Legal and Financial Professionals Engage Attorneys: Hiring an experienced family law attorney can provide guidance on legal rights, obligations, and strategies for dividing assets, including real estate. Work with Financial Advisors: Financial experts can help assess the long-term financial implications of property division, especially regarding taxes, liabilities, and future income needs. 4. Options for Real Estate Settlement Sell the Property: One common option is to sell the jointly owned property and split the proceeds. This can simplify the division and allow both parties to move on with their lives. Buyout: One spouse may choose to buy out the other's interest in the property. This requires assessing the fair market value of the home and determining an appropriate buyout amount. Co-Ownership Agreement: If both parties wish to keep the property, they can enter a co-ownership agreement that outlines the terms for sharing responsibilities, expenses, and eventual sale or transfer of the property. 5. Review the Mortgage Agreement Mortgage Liability: Understand that both parties may remain liable for the mortgage until it is refinanced or the property is sold. This means that if one spouse continues to live in the home, the other may still be responsible for mortgage payments, affecting their credit score. Refinancing Options: If one party wishes to keep the property, they may need to refinance the mortgage solely in their name. This typically requires demonstrating financial stability and creditworthiness. 6. Consider Tax Implications Tax Consequences of Sale: Selling a property can have tax implications, including capital gains taxes. Understanding these implications can inform decisions about whether to sell or retain the property. Mortgage Interest Deduction: Consider how the divorce will impact deductions for mortgage interest and property taxes, as these benefits may change depending on ownership arrangements post-divorce. 7. Document Everything Keep Records: Maintain detailed records of all discussions, agreements, and transactions related to the property and mortgage. This documentation can be helpful in case of disputes or misunderstandings later. Formal Agreements: Any agreements made regarding property division, maintenance responsibilities, and mortgage payments should be documented and, ideally, formalized through legal channels. 8. Focus on Future Needs Consider Long-Term Goals: Each party should consider their future housing needs and financial goals. This can guide decisions about whether to retain joint ownership or sell the property. Plan for Transition: Create a plan for transitioning to separate living situations, which may include timelines for selling or moving, and how expenses will be handled during this period. 9. Seek Mediation Mediation Services: Couples may benefit from mediation services to help facilitate discussions about property division and resolve conflicts amicably. Mediators can assist in reaching agreements that consider both parties' interests. Collaborative Law Approach: In a collaborative divorce process, both parties work with their lawyers to find mutually agreeable solutions, which can be less adversarial and more constructive. Conclusion Divorcing couples facing joint mortgages and shared property ownership must navigate these complexities with care and strategic planning. By understanding their rights and options, engaging professional support, and maintaining open communication, couples can work towards a fair and equitable resolution. This approach not only minimizes conflict but also lays the groundwork for a smoother transition to their new individual lives. Canadian Taxpayers To Back Turning "Basements or Garages" Into Rentals - Better Dwelling Canadian real estate demand has been so weak that developers are struggling to stay afloat. Naturally, the Government of Canada (GoC) sees this as the perfect time get households to take their shot at playing developer with state-backed loans. This week the GoC announced homeowners looking to turn an “unused basement or garage” into a […] betterdwelling.com Read Now ... Buying a home gets a tad more affordable as rates drop - RBC Thought Leadership Mortgage payments, property taxes and utilities fell as a share of median household income in Canada to 59.5% from 61% in Q1. thoughtleadership.rbc.com Read Now ... Spotlight: First Time Home Buyers Guide: What you need to know when buying a home in Ontario The experts at The Mortgage Centre walk us through the process sootoday.com Read Now ... Rent prices declining in GTA, from high-end Toronto to more 'affordable cities like Oshawa and Hamilton - report | INdurham Average asking rents for all residential property types in Canada increased by 2.1 per cent year-over-year in September, reaching an average of $2,193 per month – the smallest annual rent growth since October 2021. The annual rate of rent growth, according to Rentals.ca and Urbanation’s latest National Rent Report has slowed for five consecutive months, significantly down from May’s nine […] durham.insauga.com Read Now ... Niagara real estate starting to see impact of interest rate cuts September saw little change in Niagara’s monthly housing market numbers, with the average benchmark price staying at $640,000. niagarafallsreview.ca Read Now ... Migration Continues to Boost Demand in Calgary Condo Market RE/MAX analyzes activity and trends in the Calgary condo market, and offers an outlook in the new Canada Condominium Report. blog.remax.ca Read Now ... Toronto Condo Market: Investor Activity Stalls, End Users Drive Demand RE/MAX analyzes activity and trends in the Greater Toronto condo market, and offers an outlook in the new Canada Condominium Report. blog.remax.ca Read Now ... Double-digit increases in condominium inventory reported in most major centres as sellers return to housing markets, says RE/MAX Canada Despite fears of leaving money on the table, sellers have returned to housing markets across the country in large numbers as the promise of future interest rate cuts draw skittish buyers back into the fray, according to a report released today by RE/MAX Canada. ca.finance.yahoo.com Read Now ... Canada’s condo supply is surging — and it’s not just in Toronto | Globalnews.ca Re/Max Canada said in its national condo outlook released Wednesday that listings in this segment of the market have 'soared' in recent months, opening a door to first-time buyers. globalnews.ca Read Now ... Condo inventory growing as sellers anticipate demand rebound: Re/Max report TORONTO – Condo inventory is on the rise in most major Canadian markets as more sellers are listing their properties in anticipation of growing demand from buyers, a new report says. The report... winnipegfreepress.com Read Now ... Is The Condo Market On The Verge Of A Price Collapse? The condominium apartment market in major Canadian cities like Toronto and Vancouver is experiencing significant challenges, according to recent data from the Canadian Housing Statistics Program. D… thedeepdive.ca Read Now ... Should short-term rentals be allowed in buildings with fire code violations? In an aging Montreal apartment building, some tenants are asking whether newly renovated units should be allowed to be used as short-term rentals on sites like Airbnb. The owner has been fined several times for code violations, while parts of the building tenants live in are in visibly poor condition. cbc.ca Read Now ... Cambridge approves $10K incentive for building rental units The Additional Residential Unit Community Improvement Plan has a total budget of $1.5 million and is funded entirely by the federal government. cambridgetimes.ca Read Now ... Here's how much it costs to rent a one-bedroom apartment in Metro Vancouver this October Canada's top five most expensive cities to rent in are in Metro Vancouver. vancouverisawesome.com Read Now ... Here's how much rent has increased in 4 years in Mississauga | INsauga Despite recent declines in rent, most Mississauga residents are still paying a lot more a month than they did four years ago. insauga.com Read Now ... Is Calgary's rent boom over? New data show it could be After more than a year of boiling-hot rent increases, Calgary’s rental boom has reached a simmer in recent months. Calgary is the latest major Canadian city to see average rents decline from record peaks — and large additions to its stock of new purpose-built rentals could mean the steepest increases are likely behind the city, one expert says. Average rents for apartments and condos in Calgary tumbled two per cent in September, according to... msn.com Read Now ... Rents went up just 2.1% in September, continuing monthly price slowdown | RCI Prices still rising, but rate of increase hit its lowest point since October 2021 ici.radio-canada.ca Read Now ... Condo investors play a critical role in Canada's tight rental market Without investors, the bulk of condo supply could disappear, leaving renters with few options ca.finance.yahoo.com Read Now ... Canada’s rent growth slows as international student enrolment drops - National | Globalnews.ca Last month, rents across Canada reached an average of $2,193 per month, according to Rentals.ca and Urbanation’s latest National Rent Report. globalnews.ca Read Now ... Living in a staged home: 7 easy tips for sellers to maintain a show-ready home with ease and comfort Help your clients with effective strategies to maintain a show-ready home while living comfortably so they can sell quickly for top dollar realestatemagazine.ca Read Now ... Editor's Note "Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!" Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any GTA Listings, Buying, Selling, Investing or Homebuyer's queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®  Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer-Upper | Rent-To-Own Homes All types of Credits Low or Zero down With Bank Cash-Back + Cash For Renovations Info & Much More... Re/Max Hallmark Realty Ltd., Brokerage 401-685 Sheppard Ave E, Toronto ON M2K 1B6 Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com Websites:   Homebuyer Hub | ManojAtri.com | SearchRealEstateInToronto.ca Rent-To-Own Homes | ManojAtri.ReMaxHallmarkRealty.ca  Social Media: Facebook Profile • Blog • Pinterest • Tumblr Subscribe To My FREE Daily Curated Hot News Articles e-Newsletter! © Copyright 2023 ManojAtri.com All rights reserved. "Disclaimer: Articles & Podcasts in this newsletter are generated by AI." If you no longer wish to receive these Emails, please Unsubscribe Here

😮 9th Oct 2024 - The Tiny Ontario Town Selling Properties for $10 a Pop!

💥 Wednesday 9th October 2024 💥 Danger! 9 Buyer Traps - FREE Report! Toronto Real Estate Flash: Hot Daily Updates! "Your Guide to Real Estate Brilliance: Free Reports & Exclusive Listings!" "Toronto Real Estate Flash: Hot Daily Updates" delivers the latest breaking news and key insights from Toronto's dynamic real estate market. Each day, we provide a fast, informative snapshot of market trends, new listings, and expert analyses to keep you ahead of the game. Whether you're buying, selling, investing, or just keeping an eye on the market, our daily updates ensure you're informed and ready to make smart decisions. Stay ahead with "Toronto Real Estate Flash: Hot Daily Updates." What Are the Telltale Signs That a Property Might Be a Potential Home Buying Trap, and How Can Buyers Spot Them? Identifying potential home buying traps is crucial for buyers looking to make a sound investment. Here are some telltale signs that a property might be a trap, along with tips on how buyers can spot them: 1. Inconsistent Pricing Signs: The listing price is significantly lower than comparable properties in the area or has been reduced multiple times in a short period. Spotting Tip: Research comparable sales in the neighborhood to understand fair market value. A drastic price cut may indicate underlying issues. 2. Poor Condition and Maintenance Issues Signs: Noticeable neglect, such as peeling paint, broken fixtures, or overgrown landscaping. Visible signs of water damage, mold, or pest infestations are red flags. Spotting Tip: Conduct a thorough walkthrough, looking for maintenance issues. Consider hiring a home inspector to identify hidden problems that may not be immediately visible. 3. Unusual or Complex Property Features Signs: Features that are too personalized (e.g., unique renovations that may not appeal to a broad market) or properties with complicated layouts that might not meet typical buyer needs. Spotting Tip: Assess whether the property’s features are practical for future resale. Consider how easily you can modify or remove undesirable aspects. 4. High Turnover in Ownership Signs: The property has changed hands frequently in a short time, which may indicate ongoing issues that previous owners could not resolve. Spotting Tip: Check property records or consult your agent to see ownership history. Frequent sales could signal deeper problems. 5. Limited Disclosure from the Seller Signs: The seller is hesitant to provide information about the property’s condition or has not completed necessary disclosures. Spotting Tip: Ask direct questions about any issues or repairs made to the property. If the seller is evasive, it could indicate problems. 6. Unusual Selling Reasons Signs: The seller has vague or inconsistent reasons for selling (e.g., “I just want to move” without a clear explanation) or pressure to sell quickly. Spotting Tip: Engage in a conversation with the seller or their agent to understand their motivations. Be wary if it seems rushed or lacks transparency. 7. Location Concerns Signs: The property is in a declining neighborhood, with high crime rates, declining property values, or limited amenities. Spotting Tip: Research the area, looking at crime statistics, school ratings, and future development plans. Speak with locals to gauge neighborhood satisfaction. 8. Unusual Financial Arrangements Signs: The seller offers unconventional financing options or suggests using a particular lender without clear justification. Spotting Tip: Consult a mortgage professional to understand the implications of any proposed financial arrangements and ensure they are legitimate. 9. Excessive Staging or Cosmetic Fixes Signs: The property is overly staged or has undergone excessive cosmetic renovations that may be hiding underlying issues. Spotting Tip: Look beyond the surface. Assess the quality of renovations and consider whether they address fundamental concerns. A home should be functional and structurally sound. 10. Pressure to Make an Immediate Offer Signs: The seller or agent pressures buyers to make quick offers without allowing time for due diligence or inspections. Spotting Tip: Take your time to evaluate the property and consult professionals. A legitimate transaction allows for careful consideration and inspection. 11. Negative Reviews or History Signs: The property has negative online reviews or is listed on "problem property" websites due to issues like legal disputes, pest infestations, or neighborhood concerns. Spotting Tip: Research the property online to gather insights from previous owners or tenants. Look for complaints or reports of problems associated with the property. 12. Title Issues or Liens Signs: The seller mentions unresolved liens or encumbrances on the property, which can complicate the sale process. Spotting Tip: Conduct a title search to uncover any potential issues. Engaging a real estate attorney can help navigate any legal complexities. Conclusion Being aware of these telltale signs can help homebuyers spot potential traps in the property market. Conducting thorough research, asking the right questions, and consulting with professionals, such as real estate agents and inspectors, will empower buyers to make informed decisions and avoid costly mistakes. Taking the time to carefully evaluate a property before purchasing can ultimately lead to a more satisfying and secure investment. The Tiny Ontario Town Selling Properties for $10 a Pop - Macleans.ca Up north, a savvy real-estate strategy is making the Canadian dream of affordable housing real again macleans.ca READ MORE ... Toronto Real Estate Inventory Surges, Now Deeper Into Bear Market - Better Dwelling The Greater Toronto real estate rut continued last month. Toronto Regional Real Estate Board (TRREB) data shows the price of a typical home fell once again in September. Despite a mild improvement in sales, inventory climbed much faster helping to apply further downward pressure on prices. The benchmark is now within spitting distance of prices […] betterdwelling.com READ MORE ... Checked: The NDP Say Rents Are Falling. Really? | The Tyee Some rental listing data shows a decline in rents. But renters continue to feel squeezed. thetyee.ca READ MORE ... For sale? Rising house prices top of mind for Saskatchewan voters Campaigning for the provincial election is in full swing here in Saskatchewan, with many topics on the minds of voters as they cast their ballots later on this month. One of the biggest issues facing voters is housing availability and affordability. The Saskatoon and Regina Home Builders Associations as well as Saskatchewan’s Realtors and Landlord Associations have tabled a Secure Homes, Strong Future blueprint for the provincial government. With rental and housing vacancies rates at an all-decade low and prices at an all-time high, residents feel the pinch on housing and younger generations feel the idea of owning their own home more of a fairytale than reality. Cameron Chouqette is the president of the Saskatchewan Landlord Association, reiterates the sentiment facing Saskatchewan residents looking to rent or buy a home. googletag.cmd.push(function() { if($(document).width()<900) { s = googletag.defineSlot('/50748803/dwe-all-bigbox', [300, 250], 'div-gpt-1635342687823-bbm1'); s.setTargeting('URL', [window.location.pathname]); s.setTargeting('position', [1635342687823]) s.addService(googletag.pubads()); googletag.pubads().refresh([s], {changeCorrelator: false}); } }); “What really needs to be a top priority in our province and that's housing supply and development. It's a great opportunity as we enter provincial election time here in Saskatchewan to really put housing at the forefront of the provincial parties. As they get on the campaign trail and talk with voters that they're informed about what the industry needs and wants and to make sure that Saskatchewan can continue to grow and welcome people into the province with good, safe, hopefully affordable places to live.” 70% of Saskatchewan residents are concerned about the issue of housing affordability. The provincial government plans to climb to a population of 1.4 million by 2030, however 30,000-50,000 homes will need to be built in order to accommodate the ballooning population. googletag.cmd.push(function() { if($(document).width()<900) { s = googletag.defineSlot('/50748803/dwe-all-bigbox', [300, 250], 'div-gpt-1635342687823-bbm2'); s.setTargeting('URL', [window.location.pathname]); s.setTargeting('position', [1635342687823]) s.addService(googletag.pubads()); googletag.pubads().refresh([s], {changeCorrelator: false}); } }); Saskatchewan is the most affordable place to live within Canada, however most residents would not feel that way as inflation and increased population growth have skyrocketed prices on housing and rental properties. Choquette says the only way to be able to accommodate this increasing population and control the inflation rate on houses, is to build more houses. “Housing affordability is top of mind for renters, for homeowners, and by increasing supply and introducing various types of housing across the continuum, we hope to retain our affordability advantage here in Saskatchewan as the lowest place to rent a home across the country. We're seeing such strong population growth in the province and we're seeing strong rental housing supply growth, but not strong enough in terms of meeting the demand for Saskatchewan renters.” googletag.cmd.push(function() { if($(document).width()<900) { s = googletag.defineSlot('/50748803/dwe-all-bigbox', [300, 250], 'div-gpt-1635342687823-bbm3'); s.setTargeting('URL', [window.location.pathname]); s.setTargeting('position', [1635342687823]) s.addService(googletag.pubads()); googletag.pubads().refresh([s], {changeCorrelator: false}); } }); You can read the Secure Homes, Strong Future blueprint below. Election Document (saskatoonhomebuilders.com) There is content being displayed here that your browser doesnt support. Please click here to attempt to view the information in a separate browser window. Thanks for your patience! document.getElementById( discoverweyburn.com READ MORE ... $14 million Toronto mansion looks like something out of a design magazine Edgehill Road is apparently known as the "Beverly Hills" of Etobicoke, and if 29 Edgehill Rd. is a testament to the kinds of homes you can … blogto.com READ MORE ... Will AI shape the future of the mortgage industry? Mortgage execs on the phenomenon's best use cases in 2024 mpamag.com READ MORE ... Canada's housing supply is surging, but where are the buyers? Inventory grows as housing markets adjust to high interest rates mpamag.com READ MORE ... Before and After: How a $90,000 DIY reno brought Parisian style to a cookie-cutter loft on Queen West - Toronto Life 1,077,815 Torontonians can’t be wrong. torontolife.com READ MORE ... Rising mortgage rates crush housing starts: Is Canada’s rental market the only hope? The recent decline in housing starts exacerbates the affordability crisis in many urban centres. Photo Credit: iStock.  A recent report by the Canada Mortgage and Housing Corporation (CMHC) found that rising interest rates has led to approximately 30,000 fewer housing starts since 2023. Which represents a significant decrease, between 10 to 15 percent, in new […] hamiltonindependent.ca READ MORE ... Buyers still cautious as Windsor area housing sales inch up Windsor area home sales were up 8.5 per cent in September compared to the same month last year, but buyers remain hesitant despite the Bank of Canada cutting interest rates three times in 2024. There were 422 homes sold in the local market in September compared to 389 a year earlier. Through the end of September, the average monthly number of homes sold in 2024 has been 429. “The market has been quiet, flat this year, same thing in September,”... msn.com READ MORE ... Canadian Real Estate Downtrend Extended By Rising Inventory: RBC - Better Dwelling Canadian real estate markets have yet to see that expected boost from falling rates. Only a handful of markets have already reported September data, but RBC warns the trend continues to show new inventory outpacing sales. Rising inventory and sluggish sales are combining to fuel a downtrend.  Despite cheaper credit and lower prices, buyers still […] betterdwelling.com READ MORE ... Can private real estate help lead Canada out of the housing crisis? Housing affordability may be the biggest issue facing Canadians today. A poll from Abacus Data found that 64 per cent of people believe that homeownership comes with risk and financial strain, while 81 per cent say the dream of owning a home is slipping away. bnnbloomberg.ca READ MORE ... Feds launch mortgage refinancing program to boost secondary suites and ease housing crunch - Mortgage Rates & Mortgage Broker News in Canada The federal government is rolling out another set of mortgage changes aimed at addressing the housing shortage, this time focusing on supporting the construction of secondary suites. canadianmortgagetrends.com READ MORE ... Ottawa consulting on taxing owners of vacant land | Advisor.ca Feds targeting "undeveloped" residentially zoned land to encourage home building advisor.ca READ MORE ... The Chase: A first-time renter leaves the nest to find a home in Corktown - Toronto Life 1,077,815 Torontonians can’t be wrong. torontolife.com READ MORE ... Vancouver home sales dip despite lower borrowing costs as market moves in favour of buyers: GVR Home sales in Metro Vancouver decreased in September, signaling a pause in demand despite recent mortgage rate reductions realestatemagazine.ca READ MORE ... 'Chronic supply issues': Real estate agents issue warning as Ottawa home sales jump 11 per cent in September Ottawa's real estate market saw an 11 per cent boost in sales in September as interest rates continued to fall, but real estate agents warn "chronic supply issues" are hurting the market. ottawa.ctvnews.ca READ MORE ... Brand new apartment building in downtown Hamilton is offering two months of free rent | CEKAN One of Hamilton's newest apartment buildings is currently offering an exciting promotion for a limited time. cekan.ca READ MORE ... Stunning $7 million Toronto home is like stepping inside a work of art One can't help but be a little bit... (okay, a lot, a bit) captivated by this house in Toronto's South Hill neighbourhood. This four-storey modern ho… blogto.com READ MORE ... Here's a big sign Toronto's real estate market is in trouble right now despite confident outlooks Real estate brokers have a vested interest in hyping up Toronto's housing market, but despite their assurances that a significant rebound is on the w… blogto.com READ MORE ... Editor's Note "Welcome to my Newsletter Page! I am a professional Real Estate Agent in Toronto GTA with an Architectural background from India. With a unique combination of design and real estate knowledge, I am dedicated to helping clients find their dream home. My expertise in both fields allows me to understand the potential of a property and how to best showcase it to potential buyers. I am committed to providing excellent service and going above and beyond for my clients. Let me help you navigate the real estate market and find your perfect property in the Greater Toronto Area & Surroundings. Contact me today!" Click Here For Hot New Toronto Regional Real Estate Board [TRREB] MLS® Listings. Call | Email me for more Info on any GTA Listings, Buying, Selling, Investing or Homebuyer's queries. Click Here to View Listings like Real Estate Agents. Click Here For HOMES & CONDOS In Toronto. Click Here For PRE-SALE CONDOS in Toronto. How does Rent-To-Own Homes works? Click Here for Power of Sale Listings. Manoj Atri, REALTOR®  Experienced Toronto GTA Sales Representative with Architectural Background. My forte: Power of Sale | Bank Foreclosures | Fixer-Upper | Rent-To-Own Homes All types of Credits Low or Zero down With Bank Cash-Back + Cash For Renovations Info & Much More... Re/Max Hallmark Realty Ltd., Brokerage 401-685 Sheppard Ave E, Toronto ON M2K 1B6 Cell: [416] 275-2089 | Office: [416] 494-7653 | Email: Manoj@ManojAtri.com Websites:   Homebuyer Hub | ManojAtri.com | SearchRealEstateInToronto.ca Rent-To-Own Homes | ManojAtri.ReMaxHallmarkRealty.ca  Social Media: Facebook Profile • Blog • Pinterest • Tumblr Subscribe To My FREE Daily Curated Hot News Articles e-Newsletter! © Copyright 2023 ManojAtri.com All rights reserved. "Disclaimer: Articles & Podcasts in this newsletter are generated by AI." If you no longer wish to receive these Emails, please Unsubscribe Here